Workers' Compensation Benefits in Illinois
In case you were wondering about what benefits are available, here is an article I wrote for a legal site:
In Illinois, injured workers are entitled to medical coverage as well as payments for lost wages. Here is an overview of the different types of benefits you can get if you're hurt on the job.
1
Medical
In Illinois, your medical bills are covered 100%. You should not have to pay any deductibles or co-pays. There is an exception for treatments that are considered unnecessary or unrelated to your illness or injury; these would generally not be covered.
2
TTD - Temporary Total Disability
When you are unable to work temporarily, or if you injuries prevent you from performing your full duties and your employer can't find other work for you in the meantime, you are entitled to temporary total disability payments. The amount paid is 2/3 of your average weekly wage. The payments are tax-free and there is a weekly maximum. Payments continue for the duration of your disability (or until your injuries are determined to be permanent).
3
PPD - Permanent Partial Disability
If your injury is permanent, you can receive payments for your lost wages. The amount is 60% of your average weekly wage. These benefits can happen after your doctor has released you from his or her care and determined that you are at "maximum medical improvement." A lawyer can get you a settlement or you can get his benefit by going to trial and keeping your medical rights open.
4
PTD - Permanent Total Disability
If you are permanently and completely disabled, and cannot return to any job, you are entitled to permanent total disability benefits. The amount paid is 2/3 of your average weekly wage, subject to a weekly minimum and maximum. The payments last conceivably for the rest of your life.
5
Death Benefits
An employee's surviving spouse and children are entitled to benefits based on a percentage of the employee's wages. Under changes to the Illinois Workers' Compensation Act in 2006, the minimum payout is $500,000.
We are workers' compensation attorneys that help people with Illinois work injuries anywhere in IL via our statewide network of attorneys. Contact us and we will answer your questions or find the right lawyer for your situation.
