Don't get short-changed on TTD benefits
If your work injury prohibits you from working or forces you to work with restrictions, you may be entitled to temporary total disability benefits (TTD). Basically, you will get a check every other week to compensate you for lost wages due to your injury.
The amount of these checks is based on your average weekly wage for the 52 weeks prior to the injury. The law entitles you to receive 66 2/3% of these wages. For some workers, the amount is easily calculated. For others, it can be tricky.
It’s important to have an attorney – not your employer insurance company – figure out your true average weekly wage so you don’t end up short. The TTD calculation needs to take several things into account, such as overtime, and whether prior earnings reflect vacation time or sick leave.
There is a minimum and maximum amount for TTD benefits, set by law. So if you earn a lot, you may not receive 66 2/3%. On the flip side, if your wages are low, you may receive a larger percentage of your wages. The law on these amounts changes often, so check with your attorney.
Also, keep in mind that TTD benefits are not owed unless you are unable to work for more than three work days. Benefits are owed starting on the fourth day. If you are unable to work for more than 14 days, you are then entitled to compensation for those first three.
We are workers' compensation attorneys that help people with Illinois work injuries anywhere in IL via our statewide network of attorneys. Contact us and we will answer your questions or find the right lawyer for your situation.