What you can get for your work injury
Every once in a while, we like to post about the three main benefits available to injured workers under Illinois’ workers’ compensation laws. The system is complex, and there is a lot of misinformation out there. Here are the basics:
100% of medical expenses. If you suffer a work related injury, you are entitled to 100% coverage of your reasonable and related medical expenses. There are no out-of-pocket expenses or co-pays. Whether the expenses are considered reasonable often depends on medical opinion.
TTD benefits. Temporary Total Disability benefits are the checks you receive from workers’ comp if you are unable to work or forced to work with restrictions. The general rule is that after three days of being unable to work due to the injury you are entitled to receive 2/3 of your average weekly wage until you recover or reach maximum improvement. The average is based on the 52 weeks prior to the injury. There is no time limit for how long you can receive TTD benefits.
Settlement permanent injury. PPD, or permanent partial disability, is for permanent injuries. It’s usually paid in the form of a settlement, meaning that you (hopefully with the assistance of an experienced attorney) negotiate with the insurance company on what your injury is worth. There are many factors, and no two settlements are alike. It depends on things such as your wages, the type of injury, how it affects your career and life, and how it affects your future. Attorneys often determine settlement value by analyzing past cases in
We are workers' compensation attorneys that help people with Illinois work injuries anywhere in IL via our statewide network of attorneys. Contact us and we will answer your questions or find the right lawyer for your situation.
