Surveillance, private investigators and Illinois workers' compensation
Recently we were contacted by a woman who is receiving workers' compensation benefits following a shoulder surgery. Her passion is bowling and she asked her doctor if she could try it while she recovers. She said the surgery was not to the arm she bowls with. The doctor said to give it a try, but don't push it. Seems sensible to me.
Problem is that the insurance company hired a private investigator to conduct surveillance on her. While she is following doctors orders, my advice to clients is to never create a situation that could potentially give the insurance company a reason to cut off your benefits or low ball you on a settlement. I assure you that all they are looking for a reason.
In the long run if the doctor said you could try it things will work out, but it really can create problems. First it could force a deposition of your doctor which in the end will probably mean $2,000 or so less in your pocket. Second it could lead to weeks or months without benefits.
Surveillance is legal and it happens on cases with big injuries or when you have been off work for a while. Before an insurance company writes a big settlement check they are going to want to make sure you are telling the truth. If you tell your doctor you can't even lift a gallon of milk and they get you on video playing tackle football then your case is pretty much over, you risk being charged with a felony for fraud and we would drop you as a client.
Just be honest and err on the side of caution. There will be plenty of time for bowling or other activities when your case is done and you are as healthy as you can get.
We are workers' compensation attorneys that help people with Illinois work injuries anywhere in IL via our statewide network of attorneys. Contact us and we will answer your questions or find the right lawyer for your situation.