When do TTD benefits begin in Illinois?
A reader who got hurt while working construction in Aurora asks:
I recently was hurt on the job and my doctor has me off work for a month. The adjuster said that I don't get paid for the first three days I miss. That's so unfair. I need that money. Can anything be done>
Surprise, surprise, the adjuster isn't telling the whole truth. Under Illinois workers' compensation law, when you are off work for a work injury, you don't get TTD benefits until you hit the 4th day. However, once you are off for 14 days, those first three days are also to get paid, even if it's not 14 days in a row.
Another thing to be aware of is that even if you don't usually work weekends, if the doctor has you off on Friday and Monday, that is actually four days for Illinois workers comp TTD purposes.
For this reader, they are clearly going to be off more than 14 days. It appears the dis-honest adjuster (and not all of them are that way) is trying to frustrate the worker in to ignoring his doctor and going back to work too soon. That saves them money, but likely will lead to a worse injury and a bigger problem. The sad part is that if he does try to go back to work and it gets worse, they'll probably try to say he shouldn't get benefits because he didn't listen to his doctor.
Ahh, the games people play. Fortunately this is a game you can win if you know what you are doing.
We are workers' compensation attorneys that help people with Illinois work injuries anywhere in IL via our statewide network of attorneys. Contact us and we will answer your questions or find the right lawyer for your situation.