Five ways to hurt your claim

If you read this blog you will see over and over that we preach if you are honest your case will work out just fine.  That said, you can be honest and still hurt your case.  Here are five examples from recent cases where a legitimately injured worker didn't help themselves:

1. Stop smoking.  If your doctor tells you to quit smoking and your failure to do so makes it harder for you to recover, don't be surprised if the insurance company tries to end your benefits.  Smoking hurts circulation which can make it harder for a surgery like a lumbar fusion to work.

2. Cooperate with vocational rehabilitation.  If your employer can't provide you a job and you have restrictions, they have to work with you to find a new job.  Sometimes this can be a tedious process.  You might have been a laborer your whole life and now they want you to work on a computer.  Give it your best.  Failure to do so could cost you tens of thousands in the long run.

3. Don't miss doctor's appointments including physical therapy.  Like the smoking example, this could be seen as not cooperating with reasonable medical advice and could cause your benefits to be suspended.

4. Return phone calls to your lawyer.  We are here to help you.  If you don't communicate with us there is nothing we can do for you.  Be a team player with us.  It doesn't happen a lot, but we are always shocked when a client doesn't respond to calls.

5. Don't give a recorded statement.  This typically is attempted before you have an attorney.  Often an insurance company will do this and twist your words against you or ask questions at an inappropriate time like when you are in the hospital.  You don't have to give a statement.  It won't impact your case in any way.  If they have questions for you it should be in writing and go through your attorney.

We are workers' compensation attorneys that help people with Illinois work injuries anywhere in IL via our statewide network of attorneys.  Contact us and we will answer your questions or find the right lawyer for your situation.

All that and a bag of chips

The Illinois Appellate Court recently ruled in favor of a Circuit City employee who hurt his shoulder in an incident with a vending machine.  The worker in this case was helping a co-worker who put money in the machine and had a bag of chips stuck in the machine.  To help the co-worker out he jarred the machine injuring his shoulder.

Now nothing about his job had to do with jarring the vending machine that was made available to both employees and the public.  But the court held that it is reasonably foreseeable that a worker would help a co-worker in this type of situation.  As a result Circuit City is on the hook for all of his lost time, medical bills and the permanent nature of his disability.  If he isn't released to full duty work, the insurance company with have to offer vocational rehabilitation because as you likely know, Circuit City is out of business.

Our take is that the Courts in Illinois aren't going to punish workers that get hurt while trying to help out.  In fact the Appellate Court even cited the Good Samaritan Law as why this worker should get benefits.

We are workers' compensation attorneys that help people with Illinois work injuries anywhere in IL via our statewide network of attorneys.  Contact us and we will answer your questions or find the right lawyer for your situation.

Permanent restrictions??? Do not settle your case without a job in hand.

Everyone knows the economy sucks.  It's not uncommon to get hurt on the job and a year later lose your job because of downsizing.  It's also not uncommon to have permanent restrictions that can't be accommodated by your employer.

If that happens to you, you need to demand vocational rehabilitation.  If you have permanent restrictions and no job the insurance company needs to find you a job within your restrictions or give you training for a new field.  Sometimes they'll send you back to college to get a degree.  Other times they'll teach you a new skill.

If you cooperate with vocational rehabilitation then you will continue to receive TTD benefits.  If the new job doesn't pay as much as the old job would currently (IMPORTANT, we go by what the old job would be paying, not what you used to make so if your old job pays $25 an hour now and it used to pay $20 then we use the $25 figure) then you are entitled to 2/3 of the difference.  This is called a wage differential.

If you have any questions about this please contact us at (312) 346-5578.

We are workers' compensation attorneys that help people with Illinois work injuries anywhere in IL via our statewide network of attorneys.  Contact us and we will answer your questions or find the right lawyer for your situation.

 

If they don't have a job for you get vocational rehabilitation

With the terrible economic times and numerous stories of job losses, it's not surprising that many injured workers don't have a job to go back to.  If you are injured on the job and have any restrictions, if your employer can't find a job for you, they owe you temporary total disability benefits.  This is true even if your restrictions are permanent.

All that said, one law, that most attorneys don't enforce, requires an employer to come up with a vocational rehabilitation plan if you have been off of work for more than 120 days.  In these hard times it makes sense to be pro-active in finding a way to get you back to work.

By filing a motion with the Arbitrator to make this plan happen, you can motivate your employer to locate a job that works for you or if no job is ever going to be available, find out what other careers you can do.  This law is especially important for workers who have had back surgery and no longer can do heavy lifting.

Does this sound confusing?  If it does just call us at (312) 346-5578 and we'll explain.

We are workers' compensation attorneys that help people with Illinois work injuries anywhere in IL via our statewide network of attorneys.  Contact us and we will answer your questions or find the right lawyer for your situation.