We know people who have hesitated to file a claim because their pride got in the way, or because they were embarrassed that they slipped up and got hurt, or because they simply thought it would make them look bad. None of these reasons outweigh the importance of filing a claim for benefits after a work injury, especially if your injury is serious.
First of all, Illinois workers’ compensation law was set up as a compromise between employers and employees. Employers get something out of it too. You have the right to file a claim against their insurance if you get hurt, and they are protected from lawsuits. Injured employees can’t sue their employers for personal injury. In most cases, workers’ compensation is the only option. You can get benefits regardless of whether an injury is your fault.
Second, you won’t be dealing directly with your boss. Many employers are required to carry workers’ compensation insurance, and you’ll be dealing with the insurer. That said, insurance companies can be tricky, so ideally your attorney will be dealing with them.
Third, you are entitled to full coverage of all reasonable medical treatment related to your injury, as well as payment of a portion of your wages if you’re out of work while you recover. You may also get a settlement at the end of your case. These benefits can be essential for your physical and financial recovery.
Finally, if you wait too long, it will hurt your case, or prevent you from filing a claim altogether. The more time that goes by, the harder it can be to prove how you were injured and what you are owed in benefits. Also, Illinois law sets a deadline of three years from the date of your injury. If you don’t file a claim by then, you can forever lose your chance.
We are workers' compensation attorneys who help people with Illinois work injuries anywhere in IL via our statewide network of attorneys. Contact us and we will answer your questions or find the right lawyer for your situation.