
We notice various trends in handling Illinois workers’ compensation cases since 1997. A lot of those have to do with how insurance companies are fighting cases. They recycle through various dirty tricks in order to try and deny or delay benefits.
Some trends though have nothing to do with the insurance company. And one of those has popped up a lot lately. And it leads me to telling you that there is one thing you have to do before you ever consider settling an Illinois workers’ compensation case. And it sounds so simple, but this problem keeps coming up.
What To Do Before You Settle Your Illinois Work Comp Claim
The one thing you must do before you settle is call EVERY medical provider who was a part of your case and make sure that your bill was paid. It quite honestly is something that either your attorney’s office should handle or should coordinate with you.
I say this, because six times in the last two months we have received calls from people who have settled their Illinois work comp cases and been paid, but now have gotten a bill in the mail from their work comp case. Oddly enough three of them were people who had the same firm.
In the most recent one there was a very large ambulance bill that was not taken care of. I am kind of surprised that her law firm didn’t figure that one out and make sure it was paid.
The Danger Of Unpaid Bills
The problem is that often these bills pop up a year or two after a case is closed. While some of that is a reflection of how bad health care and medical billing is in this country. But it can also create some other problems:
- You can’t stop collection efforts against you because your work comp case is no longer active. It’s actually illegal for bill collectors to go after you in Illinois when your case is active.
- Because of that you will likely feel pressure to pay this bill out of pocket.
- You have to count on your old attorney to solve this problem for you. But they won’t get paid to do this so you have to hope they are willing to do the right thing.
On your settlement contract there is a box that states the employer has/hasn’t paid all medical bills. If it says they have, then it’s arguable that they are responsible for paying the bill that popped up out of nowhere. Unfortunately that problem is not typically solved with a phone call and requires an attorney willing to do the work.
If the settlement contract says they have not paid all of the medical bills, then you are stuck with it. If it’s $50 it probably won’t matter. But if it’s for thousands of dollars, that can be a big deal and is likely something you would have wanted taken care of BEFORE you agreed to settle.
Ultimately nobody cares more about you than you. So before you settle you should reach out to every medical provider and get an itemized copy of your bill and make sure nothing is owed. It is also a good idea to keep a journal of all of your medical care so you can keep track of all of the providers. This includes specialists like MRI groups or anesthesiologists that do not bill through the hospital or your doctor.
This isn’t fun work, but it is necessary work. And for whatever reason, a lot of people are getting caught up in it now.








